The evolution of Life Insurance

Guys, I thought i should share the history of life insurance since people often have misconceptions about its purpose. Hope you can take the time to enjoy this short clip.

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How to save for that dream vacation

So you want to vacation in a special place. I know planning could be really tricky. Here's a few tricks I used to save on travel cost. 1) Consider searching for your hotel accommodations months in advance. Using sites like Bookings.com and Priceline allows you to book a hotel and pay for it on arrival. Even if you change your mind there's the option of free cancellation. Booking your hotel months in advance guarantees you the absolute lowest price. 2) Consider using the miles on your MasterCard to pay for your airline travel. It could save you a bundle especially when your destination is Europe or North America. Your total cost will include taxes only. 3) Foreign currency is difficult to obtain now, but a little goes a long way. Why not buy small amounts monthly and accumulate your foreign currency over time. It works!! 4) Finally, here's a trick that works for me all the time. Identify a short term savings account in the financial institution of yo...

What do you want?

I remembered sitting in school as a young child visualizing what I wanted to be when I grew up. Little did I know that life doesn't always go according to your plan. there are bills, rent, mortgage, school fees, car payments and grocery bills that keep increasing month after month. After giving it some thought I've come to realize that everyone basically want the same thing: 1) to protect their children and love ones from poverty 2) to maintain good health and ensure money is available if they do become ill. 3) to have adequate savings "although saving might be an issue" 4) most people want to retire early with a comfortable pension With over twenty five years experience in the financial industry , I have decided to share basis financial advice that can be used to take you through this difficult economic climate.

A simple budget to increase savings

. Budgeting is about control . Understand what's your true monthly income . Think emergency fund . List all monthly expenses

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