How to reduce debt

There is no miraculous solution to eliminate debt, it comes with hard work and determination. Just like an athlete you have to practice good habits continuously. Here are a couple tips to get you started.

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Amazing explaination of crtical illness

This is an amazing video that explains the benefits of critical illness coverage. Critical illness policies pay the entire coverage in a lump sum payment, and only pay for the first illness. It is important to acquire adequate coverage .

A simple budget to increase savings

. Budgeting is about control . Understand what's your true monthly income . Think emergency fund . List all monthly expenses

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